Phoenix Credit Limited, Chilcomb Lane, Chilcomb, Winchester, SO21 1HU
42 Photos
Video
Video
BMW 3.0i Competition SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (510 ps)
BMW X4 M i Competition
FSH Only 1 owner Low rate finance
42 Photos
Video
  • Year 2019 (69 Reg)
  • Mileage 28,943
  • Gearbox Automatic
  • Fuel Type Petrol
  • Engine Size 3.0L
  • Doors 5
  • Black Merino Leather
  • Comfort Access with smart opener
  • Electric Seat adjustment with memory and Active Ventilation
  • Enhanced Bluetooth with wireless charging
  • Extended storage
  • Lumbar Support, driver and front passenger

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£41,495.00
£8,299.00
£33,196.00
£696.68
60 months
£696.68 x 58
£0.00
£10.00
£8,614.80
£50,109.80
5.18%
9.9%
PCP
£41,495.00
£8,299.00
£33,196.00
£428.02
49 months
£428.02 x 47
£0.00
£10.00
£11,096.96
£52,591.96
5.13%
9.9%
47 Photos
Video
Reserved
Video
BMW 80kWh Premier Edition SUV 5dr Electric Auto (286 ps)
BMW iX3 Premier Edition
FSH Panormic sunroof Black leather Low rate finance
47 Photos
Video
  • Year 2021 (71 Reg)
  • Mileage 14,733
  • Gearbox Automatic
  • Fuel Type Electric
  • Engine Size 0.0L
  • Doors 5
  • Sophisto Grey Metallic
  • 12.30 inch 31.2cm multi-function display screen(s) located on instrument panel, 10.30 inch 26.2cm touch sensitive multi-function display screen(s) located on dashboard, Dashboard centre 1
  • 12.30 inch 31.2cm multi-function display screen(s) located on instrument panel, 10.30 inch 26.2cm touch sensitive multi-function display screen(s) located on dashboard, Instrument panel 1
  • 12v power outlet located in boot/cargo section and front section, boot/cargo
  • 12v power outlet located in boot/cargo section and front section, front
  • 23.1 degree maximum slope approach angle and 20.9 degree maximum slope departure angle

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£33,995.00
£6,799.00
£27,196.00
£570.73
60 months
£570.73 x 58
£0.00
£10.00
£7,057.80
£41,052.80
5.18%
9.9%
PCP
£33,995.00
£6,799.00
£27,196.00
£405.32
49 months
£405.32 x 47
£0.00
£10.00
£8,514.36
£42,509.36
5.13%
9.9%
38 Photos
Video
Video
BMW 2.0 30i M Sport Convertible 2dr Petrol Auto sDrive Euro 6 (s/s) (258 ps)
BMW Z4 30i M Sport
FBMWSH High spec Please read ad! Low rate finance
38 Photos
Video
  • Year 2022 (22 Reg)
  • Mileage 17,734
  • Gearbox Automatic
  • Fuel Type Petrol
  • Engine Size 2.0L
  • Doors 2
Full BMW service history, Full black Vernasca heated leather sports seats, Professional sat nav and media system, 19" Double spoke 799M alloy wheels, Adaptive LED headlights with high beam assist,…

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£32,495.00
£6,499.00
£25,996.00
£545.55
60 months
£545.55 x 58
£0.00
£10.00
£6,747.00
£39,242.00
5.18%
9.9%
PCP
£32,495.00
£6,499.00
£25,996.00
£408.24
49 months
£408.24 x 47
£0.00
£10.00
£7,919.52
£40,414.52
5.13%
9.9%
40 Photos
Video
Video
BMW 2.0 520d MHT M Sport Touring 5dr Diesel Hybrid Steptronic Euro 6 (s/s) (190 ps)
BMW 5 Series 520d MHT M Sport
FBMWSH High spec inc Panoramic sunroof Low rate finance
40 Photos
Video
  • Year 2021 (70 Reg)
  • Mileage 32,985
  • Gearbox Automatic
  • Fuel Type Diesel Hybrid
  • Engine Size 2.0L
  • Doors 5
  • Louspeaker system - harman/kardon
  • Panoramic glass sunroof
  • Steering Wheel Heating
  • 1,995 cc 2.0 litres in-line 4 engine with 84.0 mm bore, 90.0 mm stroke, 16.5 compression ratio and four valves per cylinder Engine code: B47D20O1 and 16.5
  • 10.3 inch touch screen entertainment display with DVD player located at the front 26.2, front
  • 12.3 inch multi-function display screen(s) Instrument panel 1, wheel and 31.2, 12.3 inch touch sensitive multi-function display screen(s) Dashboard 1, touch pad and 31.2, Dashboard centre 1

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£30,495.00
£6,099.00
£24,396.00
£511.96
60 months
£511.96 x 58
£0.00
£10.00
£6,331.60
£36,826.60
5.18%
9.9%
PCP
£30,495.00
£6,099.00
£24,396.00
£384.57
49 months
£384.57 x 47
£0.00
£10.00
£7,416.36
£37,911.36
5.13%
9.9%
39 Photos
Video
Video
BMW 2.0 530e 12kWh M Sport Saloon 4dr Petrol Plug-in Hybrid Steptronic Euro 6 (s/s) (292 ps)
BMW 5 Series 530e M Sport
FBMWSH Ivory leather M+ package Low rate finance
39 Photos
Video
  • Year 2020 (70 Reg)
  • Mileage 44,181
  • Gearbox Automatic
  • Fuel Type Petrol Plug-in Hybrid
  • Engine Size 2.0L
  • Doors 4
  • Black Sapphire Metallic
  • BMW Individual instrument panel finished in Sensatec
  • Headlining, Anthracite
  • Metallic paint
  • Sun protection glass
  • 1,998 cc 2.0 litres in-line 4 engine with 82.0 mm bore, 94.6 mm stroke, 11.0 compression ratio, variable valve timing/camshaft and four valves per cylinder Engine code: XB1141M1 and 11.0

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£27,495.00
£5,499.00
£21,996.00
£461.58
60 months
£461.58 x 58
£0.00
£10.00
£5,708.80
£33,203.80
5.18%
9.9%
PCP
£27,495.00
£5,499.00
£21,996.00
£337.76
49 months
£337.76 x 47
£0.00
£10.00
£6,781.48
£34,276.48
5.13%
9.9%
44 Photos
Video
Video
BMW 2.0 330e 12kWh M Sport Touring 5dr Petrol Plug-in Hybrid Auto Euro 6 (s/s) (292 ps)
BMW 3 Series 330e M Sport
FBMWSH all carried out by Sytner Newport Low rate finance
44 Photos
Video
  • Year 2020 (70 Reg)
  • Mileage 51,974
  • Gearbox Automatic
  • Fuel Type Petrol Plug-in Hybrid
  • Engine Size 2.0L
  • Doors 5
Full BMW service history, New MOT with no advisories, Full black heated Vernasca leather sports seats, Professional BMW live sat-nav and media system, LED headlights with extended scopes, M Sport…

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£25,995.00
£5,199.00
£20,796.00
£436.39
60 months
£436.39 x 58
£0.00
£10.00
£5,397.40
£31,392.40
5.18%
9.9%
PCP
£25,995.00
£5,199.00
£20,796.00
£329.92
49 months
£329.92 x 47
£0.00
£10.00
£6,300.16
£32,295.16
5.13%
9.9%
45 Photos
Video
Reserved
Video
BMW 2.0 520d MHT M Sport Touring 5dr Diesel Hybrid Steptronic Euro 6 (s/s) (190 ps)
BMW 5 Series 520d MHT M Sport
FBMWSH Low rate finance
45 Photos
Video
  • Year 2020 (70 Reg)
  • Mileage 52,526
  • Gearbox Automatic
  • Fuel Type Diesel Hybrid
  • Engine Size 2.0L
  • Doors 5
  • 1,995 cc 2.0 litres in-line 4 engine with 84.0 mm bore, 90.0 mm stroke, 16.5 compression ratio and four valves per cylinder Engine code: B47D20O1 and 16.5
  • 10.3 inch touch screen entertainment display with DVD player located at the front 26.2, front
  • 12.3 inch multi-function display screen(s) Instrument panel 1, wheel and 31.2, 12.3 inch touch sensitive multi-function display screen(s) Dashboard 1, touch pad and 31.2, Dashboard centre 1
  • 12.3 inch multi-function display screen(s) Instrument panel 1, wheel and 31.2, 12.3 inch touch sensitive multi-function display screen(s) Dashboard 1, touch pad and 31.2, instrument cluster 1
  • 12v power outlet located in boot/cargo section, front section and rear section, boot/cargo
  • 12v power outlet located in boot/cargo section, front section and rear section, front

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£25,795.00
£5,159.00
£20,636.00
£433.03
60 months
£433.03 x 58
£0.00
£10.00
£5,355.80
£31,150.80
5.18%
9.9%
PCP
£25,795.00
£5,159.00
£20,636.00
£317.82
49 months
£317.82 x 47
£0.00
£10.00
£6,352.36
£32,147.36
5.13%
9.9%
45 Photos
BMW 2.0 320d MHT Sport Touring 5dr Diesel Hybrid Auto Euro 6 (s/s) (190 ps)
BMW 3 Series 320d MHT Sport
FBMWSH High spec example inc Head up display
45 Photos
  • Year 2020 (20 Reg)
  • Mileage 21,270
  • Gearbox Automatic
  • Fuel Type Diesel Hybrid
  • Engine Size 2.0L
  • Doors 5
Full BMW service history, Recent required with no advisories, Full Black heated Vernasca leather sports seats, Professional sat-nav and media system, Head up display, Hifi speaker system, Comfort access (keyless…

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£25,495.00
£5,099.00
£20,396.00
£428.00
60 months
£428.00 x 58
£0.00
£10.00
£5,294.00
£30,789.00
5.18%
9.9%
PCP
£25,495.00
£5,099.00
£20,396.00
£292.58
49 months
£292.58 x 47
£0.00
£10.00
£6,505.84
£32,000.84
5.13%
9.9%
45 Photos
Video
Video
BMW 2.0 320d MHT M Sport Touring 5dr Diesel Hybrid Auto Euro 6 (s/s) (190 ps)
BMW 3 Series 320d MHT M Sport
FBMWSH 19" Alloys Low rate finance
45 Photos
Video
  • Year 2020 (70 Reg)
  • Mileage 54,181
  • Gearbox Automatic
  • Fuel Type Diesel Hybrid
  • Engine Size 2.0L
  • Doors 5
Full BMW service history, Long MOT, Full black heated Vernasca leather sports seats, Professional sat-nav and media system, 19" M double spoke alloy wheels, LED headlights with extended scopes, Reversing…

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£24,295.00
£4,859.00
£19,436.00
£407.85
60 months
£407.85 x 58
£0.00
£10.00
£5,045.00
£29,340.00
5.18%
9.9%
PCP
£24,295.00
£4,859.00
£19,436.00
£292.30
49 months
£292.30 x 47
£0.00
£10.00
£6,057.40
£30,352.40
5.13%
9.9%
38 Photos
Video
Video
BMW 3.0 440i GPF M Sport Coupe 2dr Petrol Auto Euro 6 (s/s) (326 ps)
BMW 4 Series 440i M Sport
FBMWSH Huge spec Individual colour Low rate finance
38 Photos
Video
  • Year 2019 (69 Reg)
  • Mileage 49,296
  • Gearbox Automatic
  • Fuel Type Petrol
  • Engine Size 3.0L
  • Doors 2
  • BMW Individual paintwork
  • BMW Individual Tanzanite Blue Metallic
  • Brushed Aluminium trim finishers with Black high-gloss highlight
  • Comfort access system
  • Dakota Leather - Ivory White
  • Digital Cockpit

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£22,795.00
£4,559.00
£18,236.00
£382.66
60 months
£382.66 x 58
£0.00
£10.00
£4,733.60
£27,528.60
5.18%
9.9%
PCP
£22,795.00
£4,559.00
£18,236.00
£326.72
49 months
£326.72 x 47
£0.00
£10.00
£5,129.56
£27,924.56
5.13%
9.9%
38 Photos
BMW 1.5 18i xLine SUV 5dr Petrol DCT sDrive Euro 6 (s/s) (140 ps)
BMW X1 18i xLine
FBMWSH New shape model Low rate finance
38 Photos
  • Year 2019 (69 Reg)
  • Mileage 35,881
  • Gearbox Automatic
  • Fuel Type Petrol
  • Engine Size 1.5L
  • Doors 5
Full BMW service history, New MOT with no advisories, Full black heated Dakota leather seats, Sat-nav and media system, 18" Y-spoke alloy wheels, Icon BMW LED headlights, Park assist, Active…

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£20,995.00
£4,199.00
£16,796.00
£352.43
60 months
£352.43 x 58
£0.00
£10.00
£4,359.80
£25,354.80
5.18%
9.9%
PCP
£20,995.00
£4,199.00
£16,796.00
£273.65
49 months
£273.65 x 47
£0.00
£10.00
£5,012.20
£26,007.20
5.13%
9.9%
37 Photos
BMW 2.0 520d MHT M Sport Saloon 4dr Diesel Hybrid Auto Euro 6 (s/s) (190 ps)
BMW 5 Series 520d MHT M Sport
FBMWSH High spec exapmle Low rate finance
37 Photos
  • Year 2019 (69 Reg)
  • Mileage 58,743
  • Gearbox Automatic
  • Fuel Type Diesel Hybrid
  • Engine Size 2.0L
  • Doors 4
  • 20" BMW Individual light alloy V-spoke style 759 l Bi-colour with Run-flat tyres
  • Bluestone metallic
  • Exterior trim, High-gloss Shadowline
  • Headlining, Anthracite
  • Instrument panel in Sensatec
  • LED fog lights

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£20,995.00
£4,199.00
£16,796.00
£352.43
60 months
£352.43 x 58
£0.00
£10.00
£4,359.80
£25,354.80
5.18%
9.9%
PCP
£20,995.00
£4,199.00
£16,796.00
£265.97
49 months
£265.97 x 47
£0.00
£10.00
£5,093.56
£26,088.56
5.13%
9.9%
40 Photos
Video
Video
BMW 1.5 218i M Sport Saloon 4dr Petrol DCT Euro 6 (s/s) (136 ps)
BMW 2 Series Gran Coupe 218i M Sport
FBMWSH Black Leather Low rate finance
40 Photos
Video
  • Year 2021 (21 Reg)
  • Mileage 47,010
  • Gearbox Automatic
  • Fuel Type Petrol
  • Engine Size 1.5L
  • Doors 4
  • Black Sapphire Metallic
  • Dakota leather Black w/ Grey highlight
  • Dakota leather upholstery
  • Illuminated Boston interior trim
  • M Sport steering
  • Metallic paintwork

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£20,195.00
£4,039.00
£16,156.00
£339.00
60 months
£339.00 x 58
£0.00
£10.00
£4,194.00
£24,389.00
5.18%
9.9%
PCP
£20,195.00
£4,039.00
£16,156.00
£247.22
49 months
£247.22 x 47
£0.00
£10.00
£4,990.56
£25,185.56
5.13%
9.9%
41 Photos
Video
Video
BMW 1.5 218i M Sport Saloon 4dr Petrol DCT Euro 6 (s/s) (140 ps)
BMW 2 Series Gran Coupe 218i M Sport
FBMWSH Leather setas Low rate finance
41 Photos
Video
  • Year 2020 (70 Reg)
  • Mileage 51,909
  • Gearbox Automatic
  • Fuel Type Petrol
  • Engine Size 1.5L
  • Doors 4
  • Black Sapphire Metallic
  • Dakota leather Black w/ Grey highlight
  • Dakota leather upholstery
  • Illuminated Boston interior trim
  • M Sport steering
  • Metallic paintwork

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£18,795.00
£3,759.00
£15,036.00
£315.49
60 months
£315.49 x 58
£0.00
£10.00
£3,903.40
£22,698.40
5.18%
9.9%
PCP
£18,795.00
£3,759.00
£15,036.00
£233.69
49 months
£233.69 x 47
£0.00
£10.00
£4,606.12
£23,401.12
5.13%
9.9%
37 Photos
Video
Video
BMW 1.5 118i M Sport Hatchback 5dr Petrol DCT Euro 6 (s/s) (140 ps)
BMW 1 Series 118i M Sport
2 Services Black leather Low rate finance
37 Photos
Video
  • Year 2020 (70 Reg)
  • Mileage 48,911
  • Gearbox Automatic
  • Fuel Type Petrol
  • Engine Size 1.5L
  • Doors 5
  • Dakota leather Black w/ Grey highlight
  • Dakota leather upholstery
  • Illuminated Boston interior trim
  • Metallic paintwork
  • Misano Blue metallic
  • 1,499 cc in-line 3 engine with variable valve timing/camshaft and four valves per cylinder 11.0

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£18,495.00
£3,699.00
£14,796.00
£310.45
60 months
£310.45 x 58
£0.00
£10.00
£3,841.00
£22,336.00
5.18%
9.9%
PCP
£18,495.00
£3,699.00
£14,796.00
£218.82
49 months
£218.82 x 47
£0.00
£10.00
£4,650.36
£23,145.36
5.13%
9.9%
40 Photos
Video
Video
BMW 1.5 118i M Sport Hatchback 5dr Petrol DCT Euro 6 (s/s) (140 ps)
BMW 1 Series 118i M Sport
2 BMW services Black leather Low rate finance
40 Photos
Video
  • Year 2019 (69 Reg)
  • Mileage 43,009
  • Gearbox Automatic
  • Fuel Type Petrol
  • Engine Size 1.5L
  • Doors 5
  • Dakota leather Black w/ Grey highlight
  • Dakota leather upholstery
  • M rear spoiler
  • M Sport braking system
  • M Sport seatbelts
  • M Sport steering

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£17,995.00
£3,599.00
£14,396.00
£302.05
60 months
£302.05 x 58
£0.00
£10.00
£3,737.00
£21,732.00
5.18%
9.9%
PCP
£17,995.00
£3,599.00
£14,396.00
£210.70
49 months
£210.70 x 47
£0.00
£10.00
£4,547.60
£22,542.60
5.13%
9.9%
39 Photos
Video
Reserved
Video
BMW 218i M Sport Coupe 1.5 Automatic Petrol
BMW 2 Series 218i M Sport
SH Harmon kardon sound Low rate finance
39 Photos
Video
  • Year 2020 (69 Reg)
  • Mileage 21,113
  • Gearbox Automatic
  • Fuel Type Petrol
  • Engine Size 1.5L
  • Doors 2
  • Automatic transmission
  • Full black panel display
  • Headlining, Anthracite
  • High-gloss Shadowline
  • Loudspeaker system - harman/kardon
  • M Sport suspension

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£16,795.00
£3,359.00
£13,436.00
£281.90
60 months
£281.90 x 58
£0.00
£10.00
£3,488.00
£20,283.00
5.18%
9.9%
PCP
£16,795.00
£3,359.00
£13,436.00
£200.81
49 months
£200.81 x 47
£0.00
£10.00
£4,200.88
£20,995.88
5.13%
9.9%
41 Photos
Video
Video
BMW 3.0 435d M Sport Convertible 2dr Diesel Auto xDrive Euro 6 (s/s) (313 ps)
BMW 4 Series 435d M Sport
3 Services High spec Please read ad Low rate finance
41 Photos
Video
  • Year 2015 (65 Reg)
  • Mileage 48,348
  • Gearbox Automatic
  • Fuel Type Diesel
  • Engine Size 3.0L
  • Doors 2
  • Air Breather in body colour
  • Burr Walnut trim finishers with Pearl Chrome highlight
  • Convertible Comfort package
  • Dakota Leather - Oyster/Dark Oyster
  • Electrically mirror, folding, automatically dimming mirrors
  • Estoril Blue Metallic

Representative Example

Cash
Price
Total
Deposit
Total Amount
of Credit
First
Payment
Duration of
Agreement
Monthly
Payment
Admin
Fee
Option to
Purchase Fee
Total Interest
Charges
Total Amount
Payable
Annual Fixed
Rate
APR
HP
£16,495.00
£3,299.00
£13,196.00
£276.86
60 months
£276.86 x 58
£0.00
£10.00
£3,425.60
£19,920.60
5.18%
9.9%