Phoenix Credit Limited, Chilcomb Lane, Chilcomb, Winchester, SO21 1HU



At Phoenix Car Centre, we are experts in offering car finance to customers across the UK to drive away in their ideal car. Our wide range of finance options are designed to take away the hassle of affording the car you would like. We can arrange all finance, making sure that buying a car with us is as smooth and simple a process as possible.

We strive to obtain the best deals for our customers, and make sure you get a tailor-made finance package. You can find out more about the benefits of financing your next vehicle here on the website, and learn about the different options, plus additional services such as GAP Insurance, which protects you and your investment. Apply online today, or give us a call for a friendly chat about your options.

Hire Purchase

A Hire Purchase agreement could help you buy the vehicle of your dreams by spreading the cost over an agreed term. You will only need to sign the agreement documents, then you’re free to drive away your new vehicle. After you’ve made all the agreed monthly payments, the vehicle is yours. Terms up to 84 months.

Personal Contract Purchase

A Personal Contract Purchase is a flexible choice as you can keep your monthly repayments lower by deferring a significant proportion of the amount of credit to the final payment at the end of the agreement. This means your budget may be a lot higher than you thought possible. Terms up to 60 months.

If you have had trouble arranging finance on a used car elsewhere, give us a call to see if we can help – we have flexible finance deals to suit all budgets. We are able to offer a host of funding options to help you to buy your desired car, with zero, or as much deposit as you wish to pay. We offer very competitive rates, and can tailor a finance package to suit your needs and lifestyle. We have a finance specialist on hand to discuss your needs and help answer any questions you may have.

Already have an agreement with us?

Please call us or it would be nicer to see you again. As simple as before, we can assess your new budget and help find your new purchase.

Already have your own finance arranged?

We operate with all online lenders and are approved dealers with many. In most cases we can provide our part of the process within minutes.

Want to Apply for Finance?

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Search Our Stock

Selectyourvehicle - Phoenix Car Centre

Select Your Vehicle

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Apply for Finance using the Vehicle Form